I’ve been a resident of South Florida for over 20 years, having moved from my home state of Maryland. I understand the importance of a healthy life balance, which is why I bring the same energy into my personal life and mortgage career. I enter into all life experiences with compassion, kindness, attentiveness, and humbleness, to serve others, peacefully. I spend my time with my wife, our first son was born on January 1, 2020, and our second son was born on February 25, 2022, the same day as my birthday. I enjoy being outside, especially in nature, hiking, watching documentaries, cooking healthy meals, exercising, and reflecting through practices such as journaling and meditation.

My vision is being and showing others how to truly be of service with the right intention, speech, action, livelihood, effort, concentration, and mindfulness. The result is being the best and highest version of ourselves, fulfilled, and peaceful, all of the time.

Over my 22 years’ worth of mortgage, credit, and real estate experience, I’ve learned the most important thing is to truly deeply listen and understand. The plan is ultimately customized by you with my guidance. Creating a plan that makes sense and feels good for you is what separates me from everyone else.

Specialties: Communication, Honesty, Support, Work/ Life Balance, Wisdom Sharing, Large product variety: Conventional, FHA, VA, Reverse mortgage, first-time homebuyer, Jumbo mortgage, 10% down bank statements no tax return up to $3mil, Non-QM loans (Non Qualifying meaning nontraditional) including and not limited to no tax return loans using bank statements, asset-based loans, debt service loans, and equity-based loans, as well and Commercial. 

Let's connect! - Jay 954-612-8192 or jrobins@afncorp.com