Jay Robins is a National Mortgage Lender with Residential Finance Corporation and works as a Certified Mortgage Planning Specialist. His 16 years of Mortgage, Credit and Real Estate experience combined with his licenses and designations makes him one of the leading mortgage and credit planning specialists in the country.
My personal value add to Home Owners, Home Buyers and Referral Partners such as Realtors, Financial Advisers, CPA’s, Attorneys and others, is to show how to use a mortgage, credit score and real estate as tools to create wealth and to help make sure you or the people you care about who you refer to me, have their optimal mortgage planning strategy, including having a high credit score to get the lowest possible interest rate. This not only can lower the mortgage payment on a refinance but also increases the purchasing power of real estate up to 50%!
(See the chart below to compare how much more home can be bought based on credit score)
My team’s goal is to provide our clients a unique mortgage experience built off a world class service platform combined with a strategic mortgage planning foundation. This synergistic combination allows for our clients to share in the vision we have for their comprehensive wealth management future. The world class service platform is based on the goal to exceed our clients expectation of the mortgage process.
Traditionally, the client has experienced a rules based eligibility process focused on the lender. We have reversed this dynamic by asking thought provoking questions to determine the needs of our clients. We assure that both the process and mortgage meet their current and future needs. We communicate our genuine interest in our clients goals.
- The New HARP 2.0 – Allows homeowners to lower their rate and payment, shorten the term or refinance from an adjustable rate mortgage to a fixed rate mortgage even though the value is lower then the mortgage CLICK HERE FOR THE FREE HARP REPORT FAQs >>
- Refinance – Because Residential Finance Corporation is a National Mortgage Lender, you can always expect the lowest rates and a speedy, efficient, maintenance free experience and smooth path to closing
- Purchase – Create a strategy for buying real estate whether you are a first time home buyer or a savvy real estate investor. Because of my client data base, we have many different opportunities we can connect to you. One of the many benefits to allowing us to be your mortgage planner
- Reverse Mortgages - Age 62 or older, equity in the property and a need for financial assistance, this makes the perfect program. Benefit from having no mortgage payment, a lump some of cash in hand, receive a check from the bank or a combination of all 3.